WAFA is committed to assisting women in their pursuit of independence and economic self-sufficiency. In 2008, in collaboration with Women’s Empowerment International Foundation (WEIF), our organization undertook the pilot project of “Peer Lending Circles”, which enable women in Northern Areas of Pakistan to establish small business to supplement their family incomes. Investing in small businesses is an effective strategy in combating economic leakage, generating employment opportunities, and assisting communities in an ascent out of poverty. Women represent a marginalized and underserved population with a great potential for impacting their families and communities. Economically self-sufficient women are more confident and less vulnerable to abuse, and are more likely to invest their income into improving their homes and communities and ensure their children are educated and healthy. Microfinance is a source of hope for the world’s poor, as empowering women will empower communities to conquer poverty and achieve gender equality. Women’s Association for Advancement (WAFA) is committed to constructing a socio-economic climate that is conducive to female empowerment and supporting women, men, and children in their pursuit of a healthy and fulfilling life. For the past 3 years, the women thriving in our micro-lending circles have demonstrated 100% loan repayment. Providing women with tools for income-generation combats poverty, leaves them less vulnerable to abuse, and empowers them to become valued members of their families and their communities.